{"id":55,"date":"2024-02-28T04:00:00","date_gmt":"2024-02-28T10:00:00","guid":{"rendered":"https:\/\/www.alleninsurancenc.com\/blog\/?p=55"},"modified":"2024-02-23T12:12:20","modified_gmt":"2024-02-23T18:12:20","slug":"key-things-to-know-about-commercial-cyber-insurance","status":"publish","type":"post","link":"https:\/\/www.alleninsurancenc.com\/blog\/key-things-to-know-about-commercial-cyber-insurance\/","title":{"rendered":"Key Things to Know about Commercial Cyber Insurance"},"content":{"rendered":"<p>Few can manage a business today without computers. Though some companies are more computer-dependent than others, they are vital to today&#8217;s business world. They allow us to connect with customers and suppliers across the street or the globe. While that interconnectivity is beneficial, it also brings risk in the form of cybercrime. If you live in or near Ramseur, NC, our team at the Allen Insurance Agency can help protect your company against the financial effects of cybercrime.<\/p>\n<h2><strong>How Cyber Insurance Can Protect Your Business<\/strong><\/h2>\n<p>Using computers to steal business information or limit a business&#8217;s ability to use its data and computers is the basis of commercial cybercrime. Cybercrime involves:<\/p>\n<ul>\n<li>Stealing information.<\/li>\n<li>Holding companies for ransom by blocking access to their systems.<\/li>\n<li>Other illegal activities involving computers.<\/li>\n<\/ul>\n<p>Commercial cybercrime insurance must cover multiple issues since many forms of cybercrime exist. These include:<\/p>\n<ul>\n<li><strong>First-party loss.&nbsp;<\/strong>It covers your direct losses, including the cost of investigating the attack and informing clients about their stolen data. It also handles lost revenues and potential ransom payments.<\/li>\n<li><strong>Third-party\/cyber liability.<\/strong>&nbsp;Attacks on your business can lead to harm to others. Cyber liability coverage handles settlements with customers or suppliers for the losses they experience, as well as relevant attorney fees.<\/li>\n<li><strong>Errors and omissions<\/strong>. Errors and omissions cover losses incurred when your technology and other products include faulty logic or code.<\/li>\n<\/ul>\n<p>To obtain cyber insurance, your company may need to take preventive measures, and your premiums may be affected by the measures you have in place.<\/p>\n<h2><strong>Allen Insurance Agency, Your Commercial and Personal Insurance Provider&nbsp;<\/strong><\/h2>\n<p>The Allen Insurance Agency handles clients&#8217; commercial and personal insurance needs throughout the Ramseur NC, area. Call us today at 336-824-4130 or email our team&nbsp;to protect your company and personal assets.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Few can manage a business today without computers. Though some companies are more computer-dependent than others, they are vital to today&#8217;s business world. They allow us to connect with customers and suppliers across the street or the globe. While that interconnectivity is beneficial, it also brings risk in the form of cybercrime. If you live [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[6,5],"class_list":["post-55","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-allen-insurance-agency","tag-ramseur-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Few can manage a business today without computers. Though some companies are more computer-dependent than others, they are vital to today&#039;s business world. They allow us to connect with customers and suppliers across the street or the globe. While that interconnectivity is beneficial, it also brings risk in the form of cybercrime. If you live\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.alleninsurancenc.com\/blog\/key-things-to-know-about-commercial-cyber-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Allen Insurance Agency -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Key Things to Know about Commercial Cyber Insurance - Blog | Allen Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Few can manage a business today without computers. Though some companies are more computer-dependent than others, they are vital to today&#039;s business world. They allow us to connect with customers and suppliers across the street or the globe. While that interconnectivity is beneficial, it also brings risk in the form of cybercrime. If you live\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.alleninsurancenc.com\/blog\/key-things-to-know-about-commercial-cyber-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2024-02-28T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2024-02-23T18:12:20+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Key Things to Know about Commercial Cyber Insurance - Blog | Allen Insurance Agency\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Few can manage a business today without computers. Though some companies are more computer-dependent than others, they are vital to today&#039;s business world. They allow us to connect with customers and suppliers across the street or the globe. 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